Commercial Auto Insurance

Commercial Auto Insurance allows you to move your business forward.  Whether you use your vehicles to provide mobility for your employees, equipment or products, you cannot operate without comprehensive commercial auto insurance. Contractors Direct Insurance understands that road conditions, weather and other drivers are out of your control. For example:


  • A sudden traffic shift causes you to lose control of your vehicle
  • Hail or vandalism damages your car
  • An uninsured driver hits your vehicle

That’s why it’s important to have business auto insurance to protect the vehicles you use for your business.

Contractor Bonds

How many times have you heard of a contractor advertising that he is Bonded and Insured?  Do you know what that means?  Most don’t, including the contractors themselves!

What does it mean to be bonded?  When a contractor states they are bonded, they are referring to a surety bond (whether they know it or not).  So you may ask, what is a Surety Bond? A surety bond is promise of performance. It guarantees that the contractor will perform accordingly.  However, you will need to find out specifically what their bond is guaranteeing.  To do so, you will have to read a copy of the bond, as it will state exactly what the bond is guaranteeing.

Bid/Performance Bonds

A performance bond is a Surety Bond issued by an insurance company or a bank to guarantee satisfactory completion of a project by a contractor.

A job requiring a payment & performance bond will usually require a bid bond, to bid the job. When the job is awarded to the winning bid, a payment and performance bond will then be required as a security to the job completion.